Terms & Conditions

These terms apply to your use of https://blogger.hemantkadam.in ("the site") and any course you buy from Hemant Kadam AI, operated by Hemant Laxman Kadam ("we", "us"). By creating an account or making a purchase you agree to them.

1. Your account

You need an account to access courses. Keep your password private; you are responsible for activity on your account. Accounts are personal: sharing logins or course access with others is not allowed and may lead to the account being suspended.

2. Courses and licence

When you buy a course or bundle, you get a personal, non-transferable licence to watch its lessons and use its files for your own learning. You may not copy, record, resell, redistribute or publicly share course videos, text or files.

3. Prices and payment

Prices are shown on the Pricing page and at checkout in the stated currency. Payments are processed securely by our payment partner (Razorpay). We do not see or store your card, UPI or bank details. Coupon codes apply only as stated and cannot be exchanged for cash.

4. Access and delivery

Courses are delivered online. Access is unlocked on your account as soon as payment is confirmed. See our Shipping & Delivery Policy.

5. Cancellations and refunds

Cancellations and refunds are handled as described in our Cancellation & Refund Policy.

6. Educational purpose, no guarantees

Courses are for educational purposes. Results depend on your own effort and circumstances; we do not guarantee any income, ranking, approval or other outcome. See our Disclaimer.

7. Changes to courses

We may update, improve or reorganise course content. If a course you bought is discontinued, you keep access to the material you purchased for as long as the site operates, or we offer a suitable alternative.

8. Acceptable use

Do not misuse the site: no attempts to break security, scrape content, overload the service, or use it for anything unlawful. We may suspend accounts that break these terms.

9. Liability

The site and courses are provided "as is". To the extent permitted by law, our total liability for any claim is limited to the amount you paid for the course concerned.

10. Governing law

These terms are governed by the laws of India. Any dispute is subject to the courts of Palghar, Maharashtra.

11. Changes to these terms

We may update these terms; the latest version is always on this page. Questions: work@hemantkadam.in.